Checking and Savings


  • Unlimited check writing privileges.  Free check copies through our online banking program.

  • Online Check Reorder β€“ Once you have ordered your first box of checks with the credit union, you can re-order checks online. (Check styles vary in price. There is no additional cost for online orders.)

  • Sub-Accounts – Secondary savings accounts offer an excellent method for members to save for special events including vacations, Christmas, and tax payments. To add a sub-account, log in to online banking>New Accounts>Open a new share account and follow the prompts.

  • Direct Deposit – Deposit your entire paycheck into your account at the credit union. Plus, we can direct portions of your check into your other accounts (i.e. Holiday Club, to make a loan payment, etc).

  • Courtesy Pay – For qualified members, overdrafts on your checking account may be covered up to $500, provided your account is in good standing and has been open at least 90 days.  A $30 fee will be assessed for each item that draws your account negative.

  • Debit Card – Apply for the FREE TCCU Debit Card to access funds from your checking account for purchases and cash at ATMs.
  • Home Banking – FREE Internet account access provided through this site makes managing your accounts and transferring funds a breeze.
    • Free E-statements – see your statement in online banking!

  • Shared Branching – TCCU is joining together with other credit unions across the country to β€œshare” their branch offices. As a credit union member, you now have over five thousand credit union locations (called Shared Branching locations) available for your use nationwide.

Savings rates


SHARE ACCOUNTS RATE APY*
Regular and Sub 0.02% 0.02%
Daily Dollar Account 0.02% 0.02%
Retiree Savings Account 0.05% 0.05%
IRA Shares 0.02% 0.02%
*= Annual Percentage Yield.